Christmas Budget Ideas
Everyone loves the holidays but if you don’t have the fortune to spend on festivities, it is normal to dread the approaching Christmas holidays. This is because between all the gifts, decorations, travel, food and parties, the festivities can result in financial stresses especially when you need to stretch your coin to cover the expenses of the New Year. That does not mean however that you prevent yourself from enjoying the Christmas holidays, as you can celebrate Christmas on a budget without worrying about draining your bank accounts. Here are a few tips to help you save your coin.
Create a Realistic Gift Budget
Who said you have to exclude yourself from giving gifts to your loved ones? Have a spending limit for your adult family and friends and if you have kids, allocate most of the gifting budget to them as Christmas is really about kids. You can cut on the gift spending down even further by shopping earlier, taking advantage of vouchers and discounts. Also, you can put in some time to make your own gifts for your relatives and people. By designing your own personalised gifts you can cut down on cost and give your loved ones extra-thoughtful gifts rather than the run-of-the-mill obvious gifts. After all it is the thought that counts isn’t it?
Cut the Costs of Decorating and Sending Cards
Christmas involves sending cards to the people you like and in today’s digital era, you can bring down postage costs by sending free online e-cards. You can create your own cards and design a thoughtful personalised message that you can create yourself. Designing your own personalised prints make for a great pastime and make beautiful quirky decorations and can also be a great way to spend time with your children and connect with them. Save money by designing and printing your own personalised prints and stationary at The Oh So Studio.
Plan Your Meals and Drinks Thriftily
Plan your parties and meals but avoid over-buying as you might find yourself getting rid of the remains. Buy only what you need and create a budget for your parties and stick to it even as you shop to avoid costs from spiralling. While the Christmas holidays provide an excuse to indulge you can save in the food department by prepping your meals in the weekends as this will help you resist to keep on dining out. During the holidays, menu prices and the prices of some types of food, decorations and gifts will be marked up hence to celebrate your holiday on a budget, you need to take advantage of the money-saving benefit that early shopping, budgeting, making your own gifts, cards and decorations, and smart planning.